Meet Clifford-Lewis Private Wealth

With his past business experience as an engineer, manager, and senior executive in the Oil & Gas Industry, Pat provides a special combination of knowledge, dedication, and personal service to clients. Pat has been a financial professional since 2002; he holds his Series 7 and 66 registrations through LPL Financial, life insurance, and annuity licenses. Pat and his wife Mary Ann are dedicated to the community and have lived in Tyler for over 30 years. Pat has served on the board of The Brook Hill School locally and has also served as a trustee for The University of the Ozarks in Clarksville, AR. He’s a member of the Masons and the Shriners. He is an experienced marathon runner and enjoys a good book. Pat strongly believes that we all have a purpose in life and that his calling is to help his clients pursue their dreams!

Tyler’s experience as an advisor, as well as in the insurance and banking industries, well positions him to serve our clients by understanding the many moving parts of their financial lives. He holds Series 7, 63, and 65 registrations through LPL Financial, as well as insurance licenses for life, accident, health, property, and casualty.

Tyler and his wife, Jenni, spend their free time with their children, Theo, Clara Beth and Eliza. They are very involved at Flint Baptist Church, where they worship, experience fellowship, and serve together. Tyler has experience mentoring through a local organization and serves as a Deacon. Having prior experience as a licensed skydiver, Tyler obtained his private pilot certificate in 2012 and has since obtained his instrument rating. The Lewis family also enjoys traveling, camping, hiking, and most other outdoor activities. Tyler and Jenni are both alumni of Texas A&M University.

Awards & Recognition

2025, Forbes Best-in-State, Top Next-Gen Wealth Advisors with SHOOK Research

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Candace joined Clifford-Lewis Private Wealth after spending ten years in the finance industry and three years in banking. Growing up in Longview, she moved to Tyler, Texas in 2009 and has called Tyler home ever since. She holds an associate degree from Tyler Junior College, where she was a proud member of the Apache Belles, and a bachelor's degree from The University of Texas at Tyler. She holds both Series 7 and 66 licenses with LPL Financial as well as her insurance license.

Candace is a member of the Catholic Diocese of Tyler, Junior League of Tyler, the Women's Fund of Smith County, and the Tyler Young Professionals Network and frequently volunteers with many other local organizations.  She enjoys traveling, gardening, and spending time with her boyfriend, friends, and pets.

Crystal joined Clifford-Lewis Private Wealth with ten years of experience in the finance and banking industries. She is eager to build strong relationships and ensure you receive the best service. Crystal was born and raised in Longview, where she met her husband of 21 years, T.J. They moved to Tyler in 2004 and have three sons named Jackson, Easton and Greyson. Crystal and T.J. are members of Flint Baptist Church, where they teach the Kindergarten Sunday school class. Crystal serves as the PTA Secretary at the Boshears Center for Exceptional Programs where her son, Easton, attends. The Welch family enjoys movie nights, traveling, and spending time with friends and family. Crystal holds both Series 7 and 66 licenses with LPL Financial.   

Stephen Ghosal is part of LPL Business Solutions, a service that provides industry-trained LPL professionals who can help simplify operations and streamline LPL advisors’ practices.

Stephen's financial services career spans over a decade, including positions in business banking, private banking, and investment banking.

Stephen’s previous experience in Private Banking as a Vice President of the bank serves as vital for his new role as CFO. On one end, he was able to work directly with financial advisors and serve as a partner and as a coach to ensure they are providing the best experience and advice for their mutual clients. On the other hand, from a business standpoint, Stephen understands the necessary skills, behaviors, and business practices that are required to run and manage a successful financial institution. These different aspects combined with Stephen’s ability to develop and execute financial reporting, data insights, and growth strategies to help advisors thrive in their business.

Stephen received his BA in Economics from San Diego State University and his MBA from the University of Arizona in 2021. He is an avid traveler, foodie, sports enthusiast, and enjoys staying active by going to the gym, hiking, and playing basketball. Stephen was born in San Francisco, CA and now resides in San Diego, CA.